Don’t worry – we still want you to study at the School of Electronic Music! Although this finance route has been declined, there are several other options and routes for you to fund your training with us – including low monthly payment plans that are not advertised publicly on our website.
Please contact the school of electronic music office as soon as possible, on +44 (0) 161 833 4722 or via firstname.lastname@example.org. Our office hours are Monday – Friday 10am – 6pm GMT.
We will look at the next steps to ensure you can get onto the training and start date of your choice. We look forward to your call.
Further Details from Omni Capital regarding your Finance Decision
Whilst we understand that this will come as a disappointment to you; we at Omni Capital have had to base our decision purely on the information that you provided to us and the results of a Credit Reference agency search and a Cifas fraud prevention service. This information is then referred to an underwriter for their decision.
As responsible lenders, we have a clear remit on ensuring that any credit we provide is based on the level of risk of each applicant and that includes considering their level of total debt and their ability to meet repayments. Your Credit history as provided in the Credit Reference agency has informed the underwriters decision in this regard.
If you wish to see what information the credit reference agencies hold on you, then you can request a copy of your credit file from the agencies by writing to them at the following address (the agency will require a small administration fee for this service):
- Experian Limited
NG2 Business Park
- Callcredit Limited
Consumer Services Team
PO Box 491
- Equifax Limited
Credit File Advice Centre
PO Box 1140